|
|
AVOID BAD CREDIT |
There are three practices that will assist you to avoid bad credit. Two of them are well known, common sense practices, and the third one is a Secret habit you can establish that will ensure you success in your finances. Practice #1 Cut Up Most Of Your Credit Cards! Choose one or two cards to keep for use in your plan, and cut up the remaining ones that have the highest interest. Practice #2 Do Not Exceed Your Credit Limit! Do not even come close...Stop spending when your account reaches about $100 below the limit. Why? To make sure that finance charges, annual fees, or other unexpected charges do not cause you to exceed the limit. Practice #3 Use Your Credit Card For One Item Only! This is the Secret that will enable you to avoid bad credit. Make a plan, and choose how you will use your credit card each month. Pick one item, for example, you may want to pay your electric bill with credit, or perhaps buy your gasoline for the month. Use your card for this one item only, and Stick To It! This will become a habit for you, thus eliminating spend thrifty purchases. If you will follow these three simple practices, you will not only avoid bad credit, you will eliminate bad credit threats from your finances completely. Sierra Sage Contact Us sierra@vanishbadcredit.com |